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Rochester, New Hampshire Retirement Guide
established retirement community
57
Retirement Score
Rochester, New Hampshire at a Glance
- Median Home Price
- $238,400
- State Income Tax
- Taxes only interest/dividends (phasing out); wages, SS, and pension income exempt.
- Avg January Low
- N/A
- Cost of Living Index
- 107.8 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 57 / 100
Retirement Data
Affordability
Cost of Living Index
107.8 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$238,400High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$1,162High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
80 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
Taxes only interest/dividends (phasing out); wages, SS, and pension income exempt.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
36.1 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
46 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
36.1 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July HighData not available
Avg January LowData not available
Annual PrecipitationData not available
Sunny Days / YearData not available
Safety
Safety Score
100 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
12.3 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
3.4 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
32,573High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
43.3High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
18.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$74,882High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
66.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
10.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
26.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
9.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
92.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
0.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
2.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
1.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Rochester using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$517
Stress-case monthly carrying cost
$580
Median home price used: $238,400
Median rent reference: $1,162 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.