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Concord, New Hampshire Retirement Guide
established retirement community
65
Retirement Score
Concord, New Hampshire at a Glance
- Median Home Price
- $287,600
- State Income Tax
- Taxes only interest/dividends (phasing out); wages, SS, and pension income exempt.
- Avg January Low
- 42.3°F
- Cost of Living Index
- 107.8 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 65 / 100
Retirement Data
Affordability
Cost of Living Index
107.8 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$287,600High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$1,277High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
80 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
Taxes only interest/dividends (phasing out); wages, SS, and pension income exempt.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
53.4 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
64.8 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
53.4 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
83.3°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
42.3°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
23.1"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
329 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
100 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
54.5 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
2.1 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
44,049High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
40.1High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
18.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$77,874High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
57.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
8.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
38.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
9.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
87.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
3.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
3.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
4.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Concord using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$623
Stress-case monthly carrying cost
$700
Median home price used: $287,600
Median rent reference: $1,277 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.