Photo by Samantha Kennedy on Unsplash (https://unsplash.com/@samanthakennedyphotography)
Ridgeland, Mississippi Retirement Guide
established retirement community
73
Retirement Score
Ridgeland, Mississippi at a Glance
- Median Home Price
- $240,700
- State Income Tax
- State income tax; Social Security and retirement income fully exempt.
- Avg January Low
- 40.3°F
- Cost of Living Index
- 87.3 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 73 / 100
Retirement Data
Affordability
Cost of Living Index
87.3 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$240,700High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,185High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
60 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security and retirement income fully exempt.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
42.1 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated June 2026
Climate
Avg July High
91.5°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
40.3°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
57.3"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
312 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
100 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
4.3 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
1 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
24,618High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
35.4High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
13.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$66,171High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
48.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
4.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
51.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
7.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
49.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
41.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
6.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
3.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Ridgeland using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$522
Stress-case monthly carrying cost
$586
Median home price used: $240,700
Median rent reference: $1,185 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
NEW PERSPECTIVES, INC.
THE MOLPUS WOODLANDS GROUP, LLC
ELEMENT WEALTH, LLC
+74 more financial advisors available