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Hattiesburg, Mississippi Retirement Guide
affordable cost of livingmild winters
60
Retirement Score
Hattiesburg, Mississippi at a Glance
- Median Home Price
- $146,600
- State Income Tax
- State income tax; Social Security and retirement income fully exempt.
- Avg January Low
- 41.8°F
- Cost of Living Index
- 87.3 (US avg = 100)
- Best For
- affordable cost of living, mild winters
- RetireCityIQ Score
- 60 / 100
Things to Consider
- limited healthcare options
Retirement Data
Affordability
Cost of Living Index
87.3 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$146,600High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$936High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
60 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security and retirement income fully exempt.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
48.5 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
31.6 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
48.5 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
93.7°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
41.8°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
53"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
309 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
52.4 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
22.8 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
2.4 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
48,466High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
28.5High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
12.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$41,024High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
35.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
4.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
35.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
32.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
41.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
51.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
3.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
1.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Hattiesburg using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$318
Stress-case monthly carrying cost
$357
Median home price used: $146,600
Median rent reference: $936 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.