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Red Bank, New Jersey Retirement Guide
established retirement community
61
Retirement Score
Red Bank, New Jersey at a Glance
- Median Home Price
- $424,700
- State Income Tax
- State income tax; Social Security fully exempt; pension exclusion up to $100k for qualifying seniors.
- Avg January Low
- 29.6°F
- Cost of Living Index
- 108.8 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 61 / 100
Retirement Data
Affordability
Cost of Living Index
108.8 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$424,700High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$1,886High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
45 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security fully exempt; pension exclusion up to $100k for qualifying seniors.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
91.4 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
61.1 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
91.4 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
84.5°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
29.6°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
52.9"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
284 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
100 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
40.5 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
19.2 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
12,868High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
39.4High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
20.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$89,500High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
51.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
5.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
51.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
10.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
69.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
8.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
25.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
1.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Red Bank using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$920
Stress-case monthly carrying cost
$1,033
Median home price used: $424,700
Median rent reference: $1,886 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.