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Prescott, Arizona Retirement Guide
strong healthcare accesslow crime rate
56
Retirement Score
Prescott, Arizona at a Glance
- Median Home Price
- $473,900
- State Income Tax
- State income tax; Social Security fully exempt; limited pension exemption.
- Avg January Low
- 21°F
- Cost of Living Index
- 100 (US avg = 100)
- Best For
- strong healthcare access, low crime rate
- RetireCityIQ Score
- 56 / 100
Retirement Data
Affordability
Cost of Living Index
100 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$473,900High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$1,085High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
45 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security fully exempt; limited pension exemption.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
76.6 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
62.7 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
76.6 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
88°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
21°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
19"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
277 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
100 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
50.3 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
0.3 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
46,054High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
60.5High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
40.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$66,330High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
69.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
14.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
40.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
11.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
89.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
0.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
8.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
1.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Prescott using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$1,027
Stress-case monthly carrying cost
$1,153
Median home price used: $473,900
Median rent reference: $1,085 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.