Photo by Josh Olalde on Unsplash (https://unsplash.com/@josholalde)
Portland, Maine Retirement Guide
46
Retirement Score
Portland, Maine at a Glance
- Median Home Price
- $460,700
- State Income Tax
- State income tax; Social Security partially exempt; pension deduction available.
- Avg January Low
- 35.4°F
- Cost of Living Index
- 114.2 (US avg = 100)
- Best For
- N/A
- RetireCityIQ Score
- 46 / 100
Retirement Data
Affordability
Cost of Living Index
114.2 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated June 2026
Median Home Price
$460,700High confidence
U.S. Census ACS 1-Year · Updated June 2026
Median Monthly Rent
$1,372High confidence
U.S. Census ACS 1-Year · Updated June 2026
Taxes
Retirement Tax Score
30 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security partially exempt; pension deduction available.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
34.5 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
86 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
34.5 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
84.2°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
35.4°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
55.8"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
241 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
100 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
100 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
6.9 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
68,280High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
37.6High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
16.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$71,498High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
45.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
4.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
57.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
11.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
82.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
8.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
2.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
3.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Portland using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$998
Stress-case monthly carrying cost
$1,121
Median home price used: $460,700
Median rent reference: $1,372 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
PORTLAND GLOBAL ADVISORS LLC
H.M. PAYSON
H. M. PAYSON & CO.
R M DAVIS INC
+56 more financial advisors available