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South Portland, Maine Retirement Guide
established retirement community
50
Retirement Score
South Portland, Maine at a Glance
- Median Home Price
- $360,000
- State Income Tax
- State income tax; Social Security partially exempt; pension deduction available.
- Avg January Low
- 19.1°F
- Cost of Living Index
- 100.7 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 50 / 100
Retirement Data
Affordability
Cost of Living Index
100.7 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$360,000High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$1,607High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
30 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security partially exempt; pension deduction available.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)Data not available
Aging-in-Place Score (proxy)
56.9 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access ScoreData not available
Climate
Avg July High
81°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
19.1°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
52.4"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
267 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
100 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
35.6 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
5.8 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
26,656High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
41.0High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
19.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$82,489High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
62.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
6.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
49.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
5.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
84.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
7.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
2.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
2.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in South Portland using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$780
Stress-case monthly carrying cost
$876
Median home price used: $360,000
Median rent reference: $1,607 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.