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Port Charlotte, Florida Retirement Guide
established retirement community
64
Retirement Score
Port Charlotte, Florida at a Glance
- Median Home Price
- $271,400
- State Income Tax
- No state income tax; Social Security and pension income fully exempt.
- Avg January Low
- 55.8°F
- Cost of Living Index
- 102.3 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 64 / 100
Retirement Data
Affordability
Cost of Living Index
102.3 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$271,400High confidence
U.S. Census ACS 1-Year · Updated June 2026
Median Monthly Rent
$1,476High confidence
U.S. Census ACS 1-Year · Updated June 2026
Taxes
Retirement Tax Score
100 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
No state income tax; Social Security and pension income fully exempt.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
36.8 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
43.6 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
36.8 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
92.4°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
55.8°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
56.8"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
341 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
98 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
9.7 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
0.4 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
63,913High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
55.6High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
32.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$58,799High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
81.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
11.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
20.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
12.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
80.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
7.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
11.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
1.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Port Charlotte using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$588
Stress-case monthly carrying cost
$660
Median home price used: $271,400
Median rent reference: $1,476 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
IDEAL RETIREMENT SOLUTIONS
IDEAL RETIREMENT SOLUTIONS, LLC
COQUINA PRIVATE WEALTH ADVISORS
COQUINA PRIVATE WEALTH LLC