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Pine Ridge CDP (Citrus County), Florida Retirement Guide
established retirement community
63
Retirement Score
Pine Ridge CDP (Citrus County), Florida at a Glance
- Median Home Price
- $302,900
- State Income Tax
- No state income tax; Social Security and pension income fully exempt.
- Avg January Low
- N/A
- Cost of Living Index
- 102.3 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 63 / 100
Retirement Data
Affordability
Cost of Living Index
102.3 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$302,900High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$815High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
100 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
No state income tax; Social Security and pension income fully exempt.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)Data not available
Aging-in-Place Score (proxy)
39.2 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access ScoreData not available
Climate
Avg July HighData not available
Avg January LowData not available
Annual PrecipitationData not available
Sunny Days / YearData not available
Safety
Safety Score
98 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
0 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
0 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
10,269High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
65.0High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
50.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$65,522High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
90.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
14.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
26.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
10.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
91.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
1.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
4.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
2.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Pine Ridge CDP (Citrus County) using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$656
Stress-case monthly carrying cost
$737
Median home price used: $302,900
Median rent reference: $815 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.