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Picayune, Mississippi Retirement Guide
77
Retirement Score
Picayune, Mississippi at a Glance
- Median Home Price
- $136,900
- State Income Tax
- State income tax; Social Security and retirement income fully exempt.
- Avg January Low
- 43.7°F
- Cost of Living Index
- 87.3 (US avg = 100)
- Best For
- N/A
- RetireCityIQ Score
- 77 / 100
Retirement Data
Affordability
Cost of Living Index
87.3 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$136,900High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$873High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
60 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security and retirement income fully exempt.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
99.7 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
54 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
99.7 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
92°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
43.7°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
61.3"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
310 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
100 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
31.2 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
0 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
11,804High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
38.3High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
17.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$35,649High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
56.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
6.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
15.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
27.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
56.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
37.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
2.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
0.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Picayune using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$297
Stress-case monthly carrying cost
$333
Median home price used: $136,900
Median rent reference: $873 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.