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Philadelphia, Pennsylvania Retirement Guide
established retirement community
50
Retirement Score
Philadelphia, Pennsylvania at a Glance
- Median Home Price
- $237,900
- State Income Tax
- State income tax; Social Security and most retirement income fully exempt.
- Avg January Low
- 28.3°F
- Cost of Living Index
- 96.3 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 50 / 100
Retirement Data
Affordability
Cost of Living Index
96.3 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$237,900High confidence
U.S. Census ACS 1-Year · Updated April 2026
Median Monthly Rent
$1,281High confidence
U.S. Census ACS 1-Year · Updated April 2026
Taxes
Retirement Tax Score
60 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security and most retirement income fully exempt.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
15.5 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
63.1 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
15.5 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
88.5°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
28.3°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
50.1"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
285 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
51.1 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
72.9 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
66 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
1,593,208High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
34.8High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
14.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$57,537High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
52.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
4.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
33.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
22.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
37.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
40.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
15.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
7.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Philadelphia using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$515
Stress-case monthly carrying cost
$579
Median home price used: $237,900
Median rent reference: $1,281 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.