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Northampton, Pennsylvania Retirement Guide
established retirement community
73
Retirement Score
Northampton, Pennsylvania at a Glance
- Median Home Price
- $202,300
- State Income Tax
- State income tax; Social Security and most retirement income fully exempt.
- Avg January Low
- 25.5°F
- Cost of Living Index
- 96.3 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 73 / 100
Retirement Data
Affordability
Cost of Living Index
96.3 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$202,300High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,172High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
60 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security and most retirement income fully exempt.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
58.9 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated June 2026
Climate
Avg July High
86.7°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
25.5°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
46.6"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
276 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
97.2 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
42.1 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
7.2 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
10,341High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
40.6High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
18.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$77,182High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
69.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
8.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
20.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
9.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
88.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
1.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
10.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
1.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Northampton using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$438
Stress-case monthly carrying cost
$492
Median home price used: $202,300
Median rent reference: $1,172 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.