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Retirement community in Petal, Mississippi

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Petal, Mississippi Retirement Guide

established retirement community
62

Retirement Score

Petal, Mississippi at a Glance

Median Home Price
$147,800
State Income Tax
State income tax; Social Security and retirement income fully exempt.
Avg January Low
N/A
Cost of Living Index
87.3 (US avg = 100)
Best For
established retirement community
RetireCityIQ Score
62 / 100

Retirement Data

Affordability

Cost of Living Index
87.3 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$147,800High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$911High confidence
U.S. Census ACS 5-Year · Updated April 2026

Taxes

Retirement Tax Score
60 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security and retirement income fully exempt.Medium confidence
Tax Foundation · Updated March 2026

Retiree Readiness (Sprint 2)

Care Access Score (proxy)Data not available
Aging-in-Place Score (proxy)
45 / 100High confidence
RetireCityIQ proxy model · Updated April 2026

Healthcare

Healthcare Access ScoreData not available

Climate

Avg July HighData not available
Avg January LowData not available
Annual PrecipitationData not available
Sunny Days / YearData not available

Safety

Safety Score
100 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026

Walkability

Walk Score (proxy)
11 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
0 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026

Demographics

Population
11,047High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
36.2High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
15.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$61,957High confidence
U.S. Census ACS 5-Year · Updated April 2026

Community Profile

Owner-Occupied Housing
68.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
9.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
30.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
13.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026

Diversity

White
81.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
14.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
4.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
0.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026

10-Year Housing Stress Test (Estimate)

Estimate monthly homeowner carrying cost in Petal using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.

Estimated monthly carrying cost

$320

Stress-case monthly carrying cost

$360

Median home price used: $147,800

Median rent reference: $911 / month

Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.

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