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Pearl, Mississippi Retirement Guide
75
Retirement Score
Pearl, Mississippi at a Glance
- Median Home Price
- $157,100
- State Income Tax
- State income tax; Social Security and retirement income fully exempt.
- Avg January Low
- 38.8°F
- Cost of Living Index
- 87.3 (US avg = 100)
- Best For
- N/A
- RetireCityIQ Score
- 75 / 100
Retirement Data
Affordability
Cost of Living Index
87.3 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$157,100High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,101High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
60 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security and retirement income fully exempt.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
46.7 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated June 2026
Climate
Avg July High
92.2°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Avg January Low
38.8°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Annual Precipitation
53"High confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Sunny Days / Year
307 daysHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Safety
Safety Score
100 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
14.9 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
0 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
27,255High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
36.0High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
15.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$56,838High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
61.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
5.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
25.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
10.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
60.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
32.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
4.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
1.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Pearl using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$340
Stress-case monthly carrying cost
$382
Median home price used: $157,100
Median rent reference: $1,101 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.