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Paradise Valley, Arizona Retirement Guide
established retirement community
53
Retirement Score
Paradise Valley, Arizona at a Glance
- Median Home Price
- $2,000,001
- State Income Tax
- State income tax; Social Security fully exempt; limited pension exemption.
- Avg January Low
- 43.1°F
- Cost of Living Index
- 100 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 53 / 100
Retirement Data
Affordability
Cost of Living Index
100 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$2,000,001High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$3,501High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security fully exempt; limited pension exemption.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
40.4 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated June 2026
Climate
Avg July High
108°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
43.1°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
14.2"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
352 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
89.1 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
10 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
1.6 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
12,672High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
54.5High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
30.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$221,333High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
95.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
6.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
73.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
4.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
82.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
0.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
11.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
3.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Paradise Valley using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$4,333
Stress-case monthly carrying cost
$4,867
Median home price used: $2,000,001
Median rent reference: $3,501 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.