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Overland Park, Kansas Retirement Guide
affordable cost of livingestablished retirement community
44
Retirement Score
Overland Park, Kansas at a Glance
- Median Home Price
- $374,300
- State Income Tax
- State income tax; Social Security exempt if income under threshold; some pension exclusion.
- Avg January Low
- 24°F
- Cost of Living Index
- 89.6 (US avg = 100)
- Best For
- affordable cost of living, established retirement community
- RetireCityIQ Score
- 44 / 100
Things to Consider
- higher state tax burden
Retirement Data
Affordability
Cost of Living Index
89.6 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$374,300High confidence
U.S. Census ACS 1-Year · Updated April 2026
Median Monthly Rent
$1,371High confidence
U.S. Census ACS 1-Year · Updated April 2026
Taxes
Retirement Tax Score
30 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security exempt if income under threshold; some pension exclusion.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
29.9 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
45.1 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
29.9 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
89.5°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
24°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
47"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
296 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
100 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
11.1 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
1 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
196,676High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
38.4High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
16.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$100,876High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
62.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
5.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
62.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
4.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
78.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
4.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
7.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
9.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Overland Park using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$811
Stress-case monthly carrying cost
$911
Median home price used: $374,300
Median rent reference: $1,371 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.