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Omaha, Nebraska Retirement Guide
established retirement community
48
Retirement Score
Omaha, Nebraska at a Glance
- Median Home Price
- $243,800
- State Income Tax
- State income tax; Social Security fully exempt starting 2025; partial pension deductions.
- Avg January Low
- 10°F
- Cost of Living Index
- 89.8 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 48 / 100
Retirement Data
Affordability
Cost of Living Index
89.8 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$243,800High confidence
U.S. Census ACS 1-Year · Updated April 2026
Median Monthly Rent
$1,105High confidence
U.S. Census ACS 1-Year · Updated April 2026
Taxes
Retirement Tax Score
45 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security fully exempt starting 2025; partial pension deductions.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
26.5 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
42.4 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
26.5 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
87°FMedium confidence
NOAA Climate Normals 1991-2020 · Updated March 2026
Avg January Low
10°FMedium confidence
NOAA Climate Normals 1991-2020 · Updated March 2026
Annual Precipitation
31"Medium confidence
NOAA Climate Normals 1991-2020 · Updated March 2026
Sunny Days / Year
213 daysMedium confidence
NOAA Climate Normals 1991-2020 · Updated March 2026
Safety
Safety Score
83.6 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
18.5 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
4 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
489,201High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
35.1High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
13.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$70,202High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
57.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
6.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
39.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
12.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
71.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
11.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
14.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
4.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Omaha using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$528
Stress-case monthly carrying cost
$593
Median home price used: $243,800
Median rent reference: $1,105 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.