Photo by Matt Wanetka on Unsplash (https://unsplash.com/@mattwanetka)
Norfolk, Nebraska Retirement Guide
established retirement community
56
Retirement Score
Norfolk, Nebraska at a Glance
- Median Home Price
- $192,300
- State Income Tax
- State income tax; Social Security fully exempt starting 2025; partial pension deductions.
- Avg January Low
- 17.6°F
- Cost of Living Index
- 89.8 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 56 / 100
Retirement Data
Affordability
Cost of Living Index
89.8 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$192,300High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$801High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security fully exempt starting 2025; partial pension deductions.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
45.5 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
49.3 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
45.5 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
86.6°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Avg January Low
17.6°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Annual Precipitation
22.8"High confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Sunny Days / Year
308.5 daysHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Safety
Safety Score
100 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
20.2 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
1.4 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
25,883High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
36.8High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
16.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$57,479High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
62.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
5.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
25.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
12.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
84.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
1.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
14.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
1.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Norfolk using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$417
Stress-case monthly carrying cost
$468
Median home price used: $192,300
Median rent reference: $801 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
MCMILL CPA AND ADVISORS
MCMILL WEALTH INC
WEALTH MANAGEMENT
WEALTH MANAGEMENT NEBRASKA LLC