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Newburyport, Massachusetts Retirement Guide
established retirement community
48
Retirement Score
Newburyport, Massachusetts at a Glance
- Median Home Price
- $737,200
- State Income Tax
- State income tax; Social Security exempt; many public pensions exempt with partial rules for others.
- Avg January Low
- 24°F
- Cost of Living Index
- 109.4 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 48 / 100
Retirement Data
Affordability
Cost of Living Index
109.4 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$737,200High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,426High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security exempt; many public pensions exempt with partial rules for others.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
64.1 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
67.6 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
64.1 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
82°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
24°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
46.5"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
276 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
100 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
57.4 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
11.7 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
18,356High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
46.5High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
21.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$127,306High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
77.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
5.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
64.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
5.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
93.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
0.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
2.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
1.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Newburyport using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$1,597
Stress-case monthly carrying cost
$1,794
Median home price used: $737,200
Median rent reference: $1,426 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.