Photo by Dang Cong on Unsplash (https://unsplash.com/@dangcong)
New Braunfels, Texas Retirement Guide
established retirement community
54
Retirement Score
New Braunfels, Texas at a Glance
- Median Home Price
- $335,400
- State Income Tax
- No state income tax; Social Security and pension income fully exempt.
- Avg January Low
- 44.4°F
- Cost of Living Index
- 97.4 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 54 / 100
Retirement Data
Affordability
Cost of Living Index
97.4 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$335,400High confidence
U.S. Census ACS 1-Year · Updated April 2026
Median Monthly Rent
$1,605High confidence
U.S. Census ACS 1-Year · Updated April 2026
Taxes
Retirement Tax Score
100 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
No state income tax; Social Security and pension income fully exempt.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
12.7 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
44.2 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
12.7 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
99.1°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
44.4°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
37.6"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
302 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
100 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
9.1 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
0.7 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
92,993High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
36.1High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
13.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$85,827High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
63.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
10.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
38.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
6.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
78.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
2.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
36.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
0.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in New Braunfels using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$727
Stress-case monthly carrying cost
$816
Median home price used: $335,400
Median rent reference: $1,605 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.