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Naugatuck, Connecticut Retirement Guide
established retirement community
64
Retirement Score
Naugatuck, Connecticut at a Glance
- Median Home Price
- $226,200
- State Income Tax
- State income tax; Social Security and pension income have income-based exemptions/deductions.
- Avg January Low
- 26.1°F
- Cost of Living Index
- 106.4 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 64 / 100
Retirement Data
Affordability
Cost of Living Index
106.4 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$226,200High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,238High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
30 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security and pension income have income-based exemptions/deductions.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
49 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated June 2026
Climate
Avg July High
84°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Avg January Low
26.1°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Annual Precipitation
56.4"High confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Sunny Days / Year
280 daysHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Safety
Safety Score
100 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
18.5 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
4.7 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
31,653High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
38.7High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
14.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$91,145High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
66.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
5.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
32.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
5.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
67.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
12.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
16.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
4.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Naugatuck using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$490
Stress-case monthly carrying cost
$550
Median home price used: $226,200
Median rent reference: $1,238 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.