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Hartford, Connecticut Retirement Guide
established retirement community
44
Retirement Score
Hartford, Connecticut at a Glance
- Median Home Price
- $244,800
- State Income Tax
- State income tax; Social Security and pension income have income-based exemptions/deductions.
- Avg January Low
- 23.9°F
- Cost of Living Index
- 106.4 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 44 / 100
Retirement Data
Affordability
Cost of Living Index
106.4 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$244,800High confidence
U.S. Census ACS 1-Year · Updated April 2026
Median Monthly Rent
$1,150High confidence
U.S. Census ACS 1-Year · Updated April 2026
Taxes
Retirement Tax Score
30 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security and pension income have income-based exemptions/deductions.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
29.2 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
43.5 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
29.2 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
86.3°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
23.9°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
51.1"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
271 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
40.2 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
47.4 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
40.6 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
121,057High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
33.1High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
11.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$41,841High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
25.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
2.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
17.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
26.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
27.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
36.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
46.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
2.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Hartford using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$530
Stress-case monthly carrying cost
$596
Median home price used: $244,800
Median rent reference: $1,150 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.