Photo by Squids Z on Unsplash (https://unsplash.com/@squids93)
Missoula, Montana Retirement Guide
41
Retirement Score
Missoula, Montana at a Glance
- Median Home Price
- $460,100
- State Income Tax
- State income tax; Social Security partially exempt; partial pension deduction.
- Avg January Low
- 15°F
- Cost of Living Index
- 101.2 (US avg = 100)
- Best For
- N/A
- RetireCityIQ Score
- 41 / 100
Retirement Data
Affordability
Cost of Living Index
101.2 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated June 2026
Median Home Price
$460,100High confidence
U.S. Census ACS 1-Year · Updated June 2026
Median Monthly Rent
$1,044High confidence
U.S. Census ACS 1-Year · Updated June 2026
Taxes
Retirement Tax Score
30 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security partially exempt; partial pension deduction.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
31.5 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
64.1 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
31.5 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
88.4°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
15°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
17.6"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
278 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
100 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
51.2 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
6.8 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
74,627High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
34.0High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
14.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$59,783High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
46.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
7.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
50.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
14.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
87.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
0.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
4.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
1.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Missoula using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$997
Stress-case monthly carrying cost
$1,120
Median home price used: $460,100
Median rent reference: $1,044 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
FRONT STREET CAPITAL MANAGEMENT, INC.
SGL INVESTMENT ADVISORS, INC.
FRONT STREET CAPITAL MANAGEMENT, INC.
+35 more financial advisors available