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Kalispell, Montana Retirement Guide
established retirement community
50
Retirement Score
Kalispell, Montana at a Glance
- Median Home Price
- $340,700
- State Income Tax
- State income tax; Social Security partially exempt; partial pension deduction.
- Avg January Low
- 15°F
- Cost of Living Index
- 90.2 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 50 / 100
Retirement Data
Affordability
Cost of Living Index
90.2 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$340,700High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$952High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
30 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security partially exempt; partial pension deduction.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
46.2 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
50.2 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
46.2 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
81.7°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
15°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
20.9"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
274 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
88.6 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
32.7 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
0.2 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
25,473High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
35.8High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
17.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$57,123High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
58.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
9.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
31.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
10.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
90.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
0.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
4.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
1.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Kalispell using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$738
Stress-case monthly carrying cost
$829
Median home price used: $340,700
Median rent reference: $952 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
EVERGREEN WEALTH PARTNERS LLC
EVERGREEN WEALTH PARTNERS LLC
EVERGREEN WEALTH PARTNERS LLC
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