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Mays Chapel, Maryland Retirement Guide
established retirement community
35
Retirement Score
Mays Chapel, Maryland at a Glance
- Median Home Price
- $461,200
- State Income Tax
- State income tax; Social Security exempt; pension exclusion available for qualifying retirees.
- Avg January Low
- 29°F
- Cost of Living Index
- 104.9 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 35 / 100
Retirement Data
Affordability
Cost of Living Index
104.9 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$461,200High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,779High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security exempt; pension exclusion available for qualifying retirees.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
0 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
36.7 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
0 / 100High confidence
CMS Hospital General Information (no in-city hospital listed) · Updated June 2026
Climate
Avg July High
86.5°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
29°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
52.5"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
284 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
86.2 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
4.7 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
0.4 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
12,059High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
44.1High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
21.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$125,190High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
82.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
5.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
71.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
1.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
81.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
2.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
2.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
10.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Mays Chapel using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$999
Stress-case monthly carrying cost
$1,122
Median home price used: $461,200
Median rent reference: $1,779 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.