Photo by David Trinks on Unsplash (https://unsplash.com/@dtrinksrph)
Lynnfield, Massachusetts Retirement Guide
established retirement community
53
Retirement Score
Lynnfield, Massachusetts at a Glance
- Median Home Price
- $861,100
- State Income Tax
- State income tax; Social Security exempt; many public pensions exempt with partial rules for others.
- Avg January Low
- 22.3°F
- Cost of Living Index
- 109.4 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 53 / 100
Retirement Data
Affordability
Cost of Living Index
109.4 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$861,100High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,891High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security exempt; many public pensions exempt with partial rules for others.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
41.7 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated June 2026
Climate
Avg July High
84.7°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
22.3°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
49.6"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
271 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
100 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
1.6 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
6.8 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
12,925High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
40.9High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
19.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$160,931High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
85.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
2.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
60.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
6.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
82.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
2.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
4.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
8.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Lynnfield using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$1,866
Stress-case monthly carrying cost
$2,095
Median home price used: $861,100
Median rent reference: $1,891 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
SACHETTA, LLC
F L PUTNAM INVESTMENT MANAGEMENT CO.
F L PUTNAM INVESTMENT MANAGEMENT CO.
+35 more financial advisors available