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Longmeadow, Massachusetts Retirement Guide
62
Retirement Score
Longmeadow, Massachusetts at a Glance
- Median Home Price
- $409,600
- State Income Tax
- State income tax; Social Security exempt; many public pensions exempt with partial rules for others.
- Avg January Low
- 24.5°F
- Cost of Living Index
- 109.4 (US avg = 100)
- Best For
- N/A
- RetireCityIQ Score
- 62 / 100
Retirement Data
Affordability
Cost of Living Index
109.4 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$409,600High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,760High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security exempt; many public pensions exempt with partial rules for others.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
48.1 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated June 2026
Climate
Avg July High
82.6°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Avg January Low
24.5°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Annual Precipitation
49.4"High confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Sunny Days / Year
270 daysHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Safety
Safety Score
100 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
17.7 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
1.1 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
15,789High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
44.8High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
22.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$138,218High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
92.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
5.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
63.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
3.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
88.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
1.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
3.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
5.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Longmeadow using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$887
Stress-case monthly carrying cost
$997
Median home price used: $409,600
Median rent reference: $1,760 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.