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Long Beach, Mississippi Retirement Guide
established retirement community
75
Retirement Score
Long Beach, Mississippi at a Glance
- Median Home Price
- $187,800
- State Income Tax
- State income tax; Social Security and retirement income fully exempt.
- Avg January Low
- 45.4°F
- Cost of Living Index
- 87.3 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 75 / 100
Retirement Data
Affordability
Cost of Living Index
87.3 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$187,800High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,132High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
60 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security and retirement income fully exempt.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
43.7 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated June 2026
Climate
Avg July High
89.2°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
45.4°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
64.3"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
314 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
100 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
8.2 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
0 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
16,809High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
41.0High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
22.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$66,573High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
65.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
10.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
28.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
9.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
83.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
8.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
3.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
2.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Long Beach using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$407
Stress-case monthly carrying cost
$457
Median home price used: $187,800
Median rent reference: $1,132 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.