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Little Rock, Arkansas Retirement Guide
established retirement community
51
Retirement Score
Little Rock, Arkansas at a Glance
- Median Home Price
- $215,000
- State Income Tax
- State income tax; Social Security fully exempt; military and some pension income exempt.
- Avg January Low
- 34.6°F
- Cost of Living Index
- 86.9 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 51 / 100
Things to Consider
- limited healthcare options
Retirement Data
Affordability
Cost of Living Index
86.9 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$215,000High confidence
U.S. Census ACS 1-Year · Updated April 2026
Median Monthly Rent
$940High confidence
U.S. Census ACS 1-Year · Updated April 2026
Taxes
Retirement Tax Score
45 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security fully exempt; military and some pension income exempt.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
40.7 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
19.7 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
40.7 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
93.9°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
34.6°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
50.2"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
292 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
30.8 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
15.5 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
2.7 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
202,218High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
36.6High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
15.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$58,697High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
54.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
6.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
44.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
16.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
47.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
41.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
7.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
3.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Little Rock using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$466
Stress-case monthly carrying cost
$523
Median home price used: $215,000
Median rent reference: $940 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.