Photo by Anis Rahman on Unsplash (https://unsplash.com/@ar_graphics_)
Malvern, Arkansas Retirement Guide
established retirement community
72
Retirement Score
Malvern, Arkansas at a Glance
- Median Home Price
- $88,400
- State Income Tax
- State income tax; Social Security fully exempt; military and some pension income exempt.
- Avg January Low
- N/A
- Cost of Living Index
- 86.9 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 72 / 100
Retirement Data
Affordability
Cost of Living Index
86.9 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$88,400High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$712High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
45 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security fully exempt; military and some pension income exempt.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
39.1 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
100 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July HighData not available
Avg January LowData not available
Annual PrecipitationData not available
Sunny Days / YearData not available
Safety
Safety Score
62.5 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
30.5 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
2.7 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
10,859High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
39.4High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
17.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$37,210High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
57.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
6.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
12.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
24.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
64.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
30.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
3.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
0.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Malvern using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$192
Stress-case monthly carrying cost
$215
Median home price used: $88,400
Median rent reference: $712 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.