Photo by David Trinks on Unsplash (https://unsplash.com/@dtrinksrph)
Leominster, Massachusetts Retirement Guide
established retirement community
45
Retirement Score
Leominster, Massachusetts at a Glance
- Median Home Price
- $323,400
- State Income Tax
- State income tax; Social Security exempt; many public pensions exempt with partial rules for others.
- Avg January Low
- 21°F
- Cost of Living Index
- 109.4 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 45 / 100
Retirement Data
Affordability
Cost of Living Index
109.4 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$323,400High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,171High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security exempt; many public pensions exempt with partial rules for others.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
27 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
42.2 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
27 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
84.5°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Avg January Low
21°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Annual Precipitation
50.9"High confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Sunny Days / Year
270 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Safety
Safety Score
100 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
3.3 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
5.1 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
43,620High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
43.0High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
18.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$75,620High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
65.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
6.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
33.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
9.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
76.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
6.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
13.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
3.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Leominster using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$701
Stress-case monthly carrying cost
$787
Median home price used: $323,400
Median rent reference: $1,171 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.