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Lawrence, Kansas Retirement Guide
affordable cost of livinglow home priceslow crime rate
44
Retirement Score
Lawrence, Kansas at a Glance
- Median Home Price
- $291,100
- State Income Tax
- State income tax; Social Security exempt if income under threshold; some pension exclusion.
- Avg January Low
- 23.8°F
- Cost of Living Index
- 89.6 (US avg = 100)
- Best For
- affordable cost of living, low home prices, low crime rate
- RetireCityIQ Score
- 44 / 100
Things to Consider
- higher state tax burden
- limited healthcare options
Retirement Data
Affordability
Cost of Living Index
89.6 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$291,100High confidence
U.S. Census ACS 1-Year · Updated April 2026
Median Monthly Rent
$996High confidence
U.S. Census ACS 1-Year · Updated April 2026
Taxes
Retirement Tax Score
30 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security exempt if income under threshold; some pension exclusion.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
12.4 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
65.8 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
12.4 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
90.3°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
23.8°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
40.2"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
303 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
100 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
53.9 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
10.3 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
95,103High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
28.8High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
12.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$59,834High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
43.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
4.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
55.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
18.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
77.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
4.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
7.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
5.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Lawrence using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$631
Stress-case monthly carrying cost
$708
Median home price used: $291,100
Median rent reference: $996 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.