Photo by Long Bún on Unsplash (https://unsplash.com/@longbun)
Keene, New Hampshire Retirement Guide
established retirement community
62
Retirement Score
Keene, New Hampshire at a Glance
- Median Home Price
- $221,400
- State Income Tax
- Taxes only interest/dividends (phasing out); wages, SS, and pension income exempt.
- Avg January Low
- N/A
- Cost of Living Index
- 107.8 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 62 / 100
Retirement Data
Affordability
Cost of Living Index
107.8 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$221,400High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$1,153High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
80 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
Taxes only interest/dividends (phasing out); wages, SS, and pension income exempt.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)Data not available
Aging-in-Place Score (proxy)
58 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access ScoreData not available
Climate
Avg July HighData not available
Avg January LowData not available
Annual PrecipitationData not available
Sunny Days / YearData not available
Safety
Safety Score
100 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
39.9 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
0.6 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
22,907High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
36.1High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
18.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$69,381High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
51.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
8.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
44.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
11.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
92.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
1.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
2.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
0.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Keene using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$480
Stress-case monthly carrying cost
$539
Median home price used: $221,400
Median rent reference: $1,153 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.