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Kearney, Nebraska Retirement Guide
established retirement community
57
Retirement Score
Kearney, Nebraska at a Glance
- Median Home Price
- $218,800
- State Income Tax
- State income tax; Social Security fully exempt starting 2025; partial pension deductions.
- Avg January Low
- N/A
- Cost of Living Index
- 89.8 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 57 / 100
Retirement Data
Affordability
Cost of Living Index
89.8 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$218,800High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$897High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
45 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security fully exempt starting 2025; partial pension deductions.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)Data not available
Aging-in-Place Score (proxy)
47.6 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access ScoreData not available
Climate
Avg July HighData not available
Avg January LowData not available
Annual PrecipitationData not available
Sunny Days / YearData not available
Safety
Safety Score
100 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
16.7 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
0.7 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
33,809High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
31.9High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
15.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$66,843High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
60.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
5.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
37.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
15.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
86.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
1.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
10.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
2.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Kearney using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$474
Stress-case monthly carrying cost
$532
Median home price used: $218,800
Median rent reference: $897 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.