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Retirement community in Iona, Florida

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Iona, Florida Retirement Guide

established retirement community
64

Retirement Score

Iona, Florida at a Glance

Median Home Price
$259,200
State Income Tax
No state income tax; Social Security and pension income fully exempt.
Avg January Low
N/A
Cost of Living Index
102.3 (US avg = 100)
Best For
established retirement community
RetireCityIQ Score
64 / 100

Retirement Data

Affordability

Cost of Living Index
102.3 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$259,200High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$1,753High confidence
U.S. Census ACS 5-Year · Updated April 2026

Taxes

Retirement Tax Score
100 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
No state income tax; Social Security and pension income fully exempt.Medium confidence
Tax Foundation · Updated March 2026

Retiree Readiness (Sprint 2)

Care Access Score (proxy)Data not available
Aging-in-Place Score (proxy)
43.3 / 100High confidence
RetireCityIQ proxy model · Updated April 2026

Healthcare

Healthcare Access ScoreData not available

Climate

Avg July HighData not available
Avg January LowData not available
Annual PrecipitationData not available
Sunny Days / YearData not available

Safety

Safety Score
98 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026

Walkability

Walk Score (proxy)
9 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
0.2 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026

Demographics

Population
14,295High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
67.9High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
59.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$62,655High confidence
U.S. Census ACS 5-Year · Updated April 2026

Community Profile

Owner-Occupied Housing
69.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
12.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
40.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
6.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026

Diversity

White
92.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
1.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
3.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
1.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026

10-Year Housing Stress Test (Estimate)

Estimate monthly homeowner carrying cost in Iona using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.

Estimated monthly carrying cost

$562

Stress-case monthly carrying cost

$631

Median home price used: $259,200

Median rent reference: $1,753 / month

Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.

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