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Garden City, Kansas Retirement Guide
established retirement community
51
Retirement Score
Garden City, Kansas at a Glance
- Median Home Price
- $178,900
- State Income Tax
- State income tax; Social Security exempt if income under threshold; some pension exclusion.
- Avg January Low
- 24°F
- Cost of Living Index
- 89.6 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 51 / 100
Retirement Data
Affordability
Cost of Living Index
89.6 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$178,900High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$968High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
30 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security exempt if income under threshold; some pension exclusion.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
42.1 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
39.7 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
42.1 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
90.3°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Avg January Low
24°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Annual Precipitation
40.2"High confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Sunny Days / Year
303 daysHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Safety
Safety Score
92.4 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
5.8 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
1.1 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
27,933High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
32.3High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
12.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$67,500High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
59.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
3.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
17.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
13.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
57.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
5.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
54.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
4.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Garden City using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$388
Stress-case monthly carrying cost
$435
Median home price used: $178,900
Median rent reference: $968 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.