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Fort Smith, Arkansas Retirement Guide
established retirement community
51
Retirement Score
Fort Smith, Arkansas at a Glance
- Median Home Price
- $174,800
- State Income Tax
- State income tax; Social Security fully exempt; military and some pension income exempt.
- Avg January Low
- N/A
- Cost of Living Index
- 86.9 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 51 / 100
Retirement Data
Affordability
Cost of Living Index
86.9 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$174,800High confidence
U.S. Census ACS 1-Year · Updated April 2026
Median Monthly Rent
$761High confidence
U.S. Census ACS 1-Year · Updated April 2026
Taxes
Retirement Tax Score
45 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security fully exempt; military and some pension income exempt.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
26.3 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
31.9 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
26.3 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July HighData not available
Avg January LowData not available
Annual PrecipitationData not available
Sunny Days / YearData not available
Safety
Safety Score
62.5 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
15 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
0.7 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
89,315High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
36.4High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
15.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$50,799High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
51.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
7.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
24.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
18.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
62.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
8.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
19.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
5.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Fort Smith using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$379
Stress-case monthly carrying cost
$425
Median home price used: $174,800
Median rent reference: $761 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.