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Fort Myers, Florida Retirement Guide
61
Retirement Score
Fort Myers, Florida at a Glance
- Median Home Price
- $405,000
- State Income Tax
- No state income tax; Social Security and pension income fully exempt.
- Avg January Low
- 56.3°F
- Cost of Living Index
- 103.2 (US avg = 100)
- Best For
- N/A
- RetireCityIQ Score
- 61 / 100
Retirement Data
Affordability
Cost of Living Index
103.2 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated June 2026
Median Home Price
$405,000High confidence
U.S. Census ACS 1-Year · Updated June 2026
Median Monthly Rent
$1,511High confidence
U.S. Census ACS 1-Year · Updated June 2026
Taxes
Retirement Tax Score
100 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
No state income tax; Social Security and pension income fully exempt.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
39.8 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
43 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
39.8 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
91.6°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
56.3°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
57.5"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
343 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
90.2 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
13.7 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
5.2 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
88,699High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
40.6High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
22.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$57,403High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
48.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
6.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
31.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
16.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
55.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
22.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
23.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
2.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Fort Myers using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$878
Stress-case monthly carrying cost
$986
Median home price used: $405,000
Median rent reference: $1,511 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
REZNY WEALTH MANAGEMENT, INC.
CAMPBELL FINANCIAL PARTNERS, LLC
MARQUIS WEALTH MANAGEMENT GROUP
MNS FINANCIAL MANAGEMENT, L.L.C.
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