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Fort Lauderdale, Florida Retirement Guide
established retirement community
53
Retirement Score
Fort Lauderdale, Florida at a Glance
- Median Home Price
- $485,800
- State Income Tax
- No state income tax; Social Security and pension income fully exempt.
- Avg January Low
- 61.2°F
- Cost of Living Index
- 102.3 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 53 / 100
Retirement Data
Affordability
Cost of Living Index
102.3 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$485,800High confidence
U.S. Census ACS 1-Year · Updated April 2026
Median Monthly Rent
$1,800High confidence
U.S. Census ACS 1-Year · Updated April 2026
Taxes
Retirement Tax Score
100 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
No state income tax; Social Security and pension income fully exempt.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
12.9 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
43.1 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
12.9 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
88.4°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
61.2°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
82"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
338 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
78.2 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
23.4 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
8.7 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
182,673High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
43.2High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
19.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$75,376High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
54.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
5.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
40.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
14.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
54.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
29.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
19.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
1.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Fort Lauderdale using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$1,053
Stress-case monthly carrying cost
$1,182
Median home price used: $485,800
Median rent reference: $1,800 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.