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Florence, Arizona Retirement Guide
established retirement community
64
Retirement Score
Florence, Arizona at a Glance
- Median Home Price
- $298,900
- State Income Tax
- State income tax; Social Security fully exempt; limited pension exemption.
- Avg January Low
- 43.3°F
- Cost of Living Index
- 100 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 64 / 100
Retirement Data
Affordability
Cost of Living Index
100 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$298,900High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,069High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security fully exempt; limited pension exemption.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
45.4 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated June 2026
Climate
Avg July High
107.5°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
43.3°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
10.7"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
347 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
89.1 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
21.6 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
0 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
25,783High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
42.8High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
20.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$74,025High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
82.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
10.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
15.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
6.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
65.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
10.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
34.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
0.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Florence using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$648
Stress-case monthly carrying cost
$727
Median home price used: $298,900
Median rent reference: $1,069 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.