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Emporia, Kansas Retirement Guide
established retirement community
56
Retirement Score
Emporia, Kansas at a Glance
- Median Home Price
- $125,200
- State Income Tax
- State income tax; Social Security exempt if income under threshold; some pension exclusion.
- Avg January Low
- 24.5°F
- Cost of Living Index
- 89.6 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 56 / 100
Things to Consider
- higher state tax burden
Retirement Data
Affordability
Cost of Living Index
89.6 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$125,200High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$758High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
30 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security exempt if income under threshold; some pension exclusion.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
48.8 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
58.9 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
48.8 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
91°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
24.5°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
31.4"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
308 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
92.4 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
48.4 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
0.8 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
24,118High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
29.7High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
13.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$49,661High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
50.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
5.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
25.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
19.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
75.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
2.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
28.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
2.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Emporia using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$271
Stress-case monthly carrying cost
$305
Median home price used: $125,200
Median rent reference: $758 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.