El Paso, Texas Retirement Guide
established retirement community
58
Retirement Score
El Paso, Texas at a Glance
- Median Home Price
- $176,700
- State Income Tax
- No state income tax; Social Security and pension income fully exempt.
- Avg January Low
- 33°F
- Cost of Living Index
- 97.4 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 58 / 100
Retirement Data
Affordability
Cost of Living Index
97.4 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated August 2026
Median Home Price
$176,700High confidence
U.S. Census ACS 5-Year · Updated August 2026
Median Monthly Rent
$981High confidence
U.S. Census ACS 5-Year · Updated August 2026
Taxes
Retirement Tax Score
100 / 100High confidence
Tax Foundation · Updated August 2026
Tax Details
No state income tax; Social Security and pension income fully exempt.High confidence
Tax Foundation · Updated August 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
19.1 / 100High confidence
RetireCityIQ proxy model · Updated August 2026
Aging-in-Place Score (proxy)
41.3 / 100High confidence
RetireCityIQ proxy model · Updated August 2026
Healthcare
Healthcare Access Score
19.1 / 100High confidence
CMS Hospital General Information · Updated August 2026
Climate
Avg July High
99°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated August 2026
Avg January Low
33°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated August 2026
Annual Precipitation
8.2"High confidence
Open-Meteo Historical Weather (ERA5) · Updated August 2026
Sunny Days / Year
348 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated August 2026
Safety
Safety Score
89.5 / 100High confidence
FBI Crime Data Explorer · Updated August 2026
Walkability
Walk Score (proxy)
11.1 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated August 2026
Transit Score (proxy)
3.6 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated August 2026
Demographics
Population
677,181High confidence
U.S. Census ACS 5-Year · Updated August 2026
Median Age
33.7High confidence
U.S. Census ACS 5-Year · Updated August 2026
Age 65+
13.5%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Median Household Income
$55,710High confidence
U.S. Census ACS 5-Year · Updated August 2026
Community Profile
Owner-Occupied Housing
59.5%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Veterans
8.3%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Bachelor's Degree+
27.1%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Poverty Rate
18.9%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Diversity
White
49.4%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Black
3.6%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Hispanic/Latino
81.6%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Asian
1.4%High confidence
U.S. Census ACS 5-Year · Updated August 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in El Paso using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$383
Stress-case monthly carrying cost
$430
Median home price used: $176,700
Median rent reference: $981 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.