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El Dorado, Kansas Retirement Guide
established retirement community
68
Retirement Score
El Dorado, Kansas at a Glance
- Median Home Price
- $104,200
- State Income Tax
- State income tax; Social Security exempt if income under threshold; some pension exclusion.
- Avg January Low
- 25.3°F
- Cost of Living Index
- 89.6 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 68 / 100
Retirement Data
Affordability
Cost of Living Index
89.6 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$104,200High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$852High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
30 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security exempt if income under threshold; some pension exclusion.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
91.3 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
66.6 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
91.3 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
91.2°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
25.3°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
29.8"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
310 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
92.4 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
65.7 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
0.3 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
12,882High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
34.3High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
15.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$52,921High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
61.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
9.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
27.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
15.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
88.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
1.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
4.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
1.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in El Dorado using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$226
Stress-case monthly carrying cost
$254
Median home price used: $104,200
Median rent reference: $852 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.