Photo by Kuyomi Books on Unsplash (https://unsplash.com/@kuyomi)
Dunedin, Florida Retirement Guide
62
Retirement Score
Dunedin, Florida at a Glance
- Median Home Price
- $292,600
- State Income Tax
- No state income tax; Social Security and pension income fully exempt.
- Avg January Low
- 54.2°F
- Cost of Living Index
- 102.3 (US avg = 100)
- Best For
- N/A
- RetireCityIQ Score
- 62 / 100
Retirement Data
Affordability
Cost of Living Index
102.3 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$292,600High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,356High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
100 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
No state income tax; Social Security and pension income fully exempt.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
32.6 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
43.1 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
32.6 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
88.4°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Avg January Low
54.2°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Annual Precipitation
59.3"High confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Sunny Days / Year
335 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Safety
Safety Score
98 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
7.9 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
2.4 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
36,089High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
57.8High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
35.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$63,824High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
70.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
9.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
36.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
8.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
87.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
4.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
6.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
1.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Dunedin using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$634
Stress-case monthly carrying cost
$712
Median home price used: $292,600
Median rent reference: $1,356 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
CLIENT 1ST ADVISORY GROUP
CLIENT 1ST ADVISORY GROUP LLC