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Derry, New Hampshire Retirement Guide
58
Retirement Score
Derry, New Hampshire at a Glance
- Median Home Price
- $328,200
- State Income Tax
- Taxes only interest/dividends (phasing out); wages, SS, and pension income exempt.
- Avg January Low
- 19°F
- Cost of Living Index
- 107.8 (US avg = 100)
- Best For
- N/A
- RetireCityIQ Score
- 58 / 100
Retirement Data
Affordability
Cost of Living Index
107.8 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$328,200High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,382High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
80 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
Taxes only interest/dividends (phasing out); wages, SS, and pension income exempt.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
51.1 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
48.7 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
51.1 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
84.5°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Avg January Low
19°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Annual Precipitation
51"High confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Sunny Days / Year
270 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Safety
Safety Score
100 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
18.5 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
2.4 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
23,027High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
39.0High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
13.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$83,750High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
58.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
8.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
31.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
9.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
92.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
0.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
6.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
2.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Derry using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$711
Stress-case monthly carrying cost
$799
Median home price used: $328,200
Median rent reference: $1,382 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.