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Cypress Lake, Florida Retirement Guide
established retirement community
56
Retirement Score
Cypress Lake, Florida at a Glance
- Median Home Price
- $211,800
- State Income Tax
- No state income tax; Social Security and pension income fully exempt.
- Avg January Low
- 54°F
- Cost of Living Index
- 102.3 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 56 / 100
Retirement Data
Affordability
Cost of Living Index
102.3 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$211,800High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,486High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
100 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
No state income tax; Social Security and pension income fully exempt.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
0 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
43.7 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
0 / 100High confidence
CMS Hospital General Information (no in-city hospital listed) · Updated June 2026
Climate
Avg July High
91°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Avg January Low
54°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Annual Precipitation
54.5"High confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Sunny Days / Year
330 daysHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Safety
Safety Score
98 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
9.7 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
1.1 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
12,313High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
60.4High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
42.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$58,943High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
73.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
8.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
37.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
9.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
90.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
0.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
7.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
2.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Cypress Lake using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$459
Stress-case monthly carrying cost
$515
Median home price used: $211,800
Median rent reference: $1,486 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.