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Colesville, Maryland Retirement Guide
established retirement community
32
Retirement Score
Colesville, Maryland at a Glance
- Median Home Price
- $560,700
- State Income Tax
- State income tax; Social Security exempt; pension exclusion available for qualifying retirees.
- Avg January Low
- 29.9°F
- Cost of Living Index
- 104.9 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 32 / 100
Retirement Data
Affordability
Cost of Living Index
104.9 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$560,700High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,846High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security exempt; pension exclusion available for qualifying retirees.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
0 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
37.5 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
0 / 100High confidence
CMS Hospital General Information (no in-city hospital listed) · Updated June 2026
Climate
Avg July High
88.1°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
29.9°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
52.7"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
288 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
86.2 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
0 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
20.1 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
13,704High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
52.4High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
30.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$139,894High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
86.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
5.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
56.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
4.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
40.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
31.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
14.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
13.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Colesville using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$1,215
Stress-case monthly carrying cost
$1,364
Median home price used: $560,700
Median rent reference: $1,846 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.