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Cleveland, Mississippi Retirement Guide
established retirement community
75
Retirement Score
Cleveland, Mississippi at a Glance
- Median Home Price
- $155,200
- State Income Tax
- State income tax; Social Security and retirement income fully exempt.
- Avg January Low
- 37.7°F
- Cost of Living Index
- 87.3 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 75 / 100
Retirement Data
Affordability
Cost of Living Index
87.3 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$155,200High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$842High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
60 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security and retirement income fully exempt.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
43.8 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
92.1°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
37.7°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
50"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
301 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
100 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
8.4 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
0 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
11,082High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
33.8High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
14.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$42,005High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
63.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
3.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
32.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
28.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
40.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
52.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
0.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
1.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Cleveland using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$336
Stress-case monthly carrying cost
$378
Median home price used: $155,200
Median rent reference: $842 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
GAINSPOLETTI WEALTH PLANNERS
GAINSPOLETTI WEALTH PLANNERS ADVISORY LLC