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Clarksdale, Mississippi Retirement Guide
established retirement community
72
Retirement Score
Clarksdale, Mississippi at a Glance
- Median Home Price
- $84,700
- State Income Tax
- State income tax; Social Security and retirement income fully exempt.
- Avg January Low
- 36.7°F
- Cost of Living Index
- 87.3 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 72 / 100
Retirement Data
Affordability
Cost of Living Index
87.3 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$84,700High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$745High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
60 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security and retirement income fully exempt.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
79.7 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
53.4 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
79.7 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
92.3°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Avg January Low
36.7°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Annual Precipitation
48.8"High confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Sunny Days / Year
298 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Safety
Safety Score
100 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
28.7 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
3.2 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
14,769High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
35.4High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
16.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$35,377High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
48.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
5.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
21.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
40.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
15.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
81.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
2.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
0.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Clarksdale using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$184
Stress-case monthly carrying cost
$206
Median home price used: $84,700
Median rent reference: $745 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
BARNES PETTEY FINANCIAL ADVISORS, LLC
BARNES PETTEY FINANCIAL ADVISORS, LLC
BARNES PETTEY FINANCIAL ADVISORS, LLC
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